CECL Resource Center
Our CECL Resource Center includes information on implementing the new standard, including the advantages and disadvantages of the modeling techniques that can be used and the data you should be […]
ALM
Are Your Non-Maturity Deposit Assumptions Accurately Modeled for ALM? [White Paper]
Share deposits in credit unions have grown rapidly since 2000, increasing from $350 billion to nearly $1 trillion at the end of 2014. Not only are share accounts at credit […]
Non-Maturity Deposits [White Paper]
Wilary Winn’s Study of National Credit Union Share Data Released 2016 Wilary Winn LLC updated our study of share deposit data from 5300 call reports for all credit unions across […]
Making the Business Case for the CECL Approach – Part I [White Paper]
Released December 2016 Attend any recent or upcoming financial institution conference and you will find considerable discussion and debate about the new accounting guidance related to the Current Expected Credit […]
Best Practices in ALM [WW University Presentation]
Inspired by client questions, we offered ALM Strategies as part of the 2016 Wilary Winn University. The content includes using iterative ALM analysis to improve risk-based pricing by explicitly quantifying credit losses, […]
Implementing CECL – [CUNA CFO Council Presentation]
Douglas Winn and Frank Wilary presented on Implementing CECL at the CUNA CFO Council on May 22, 2017. The presentation provides practical ways to estimate credit losses in full accordance with the […]
Asset Liability Management [Nebraska Bankers Association Presentation]
On November 3, 2016, Frank Wilary presented at the Nebraska Bankers Association on Asset Liability Management, concentrating on the balance sheet and identifying inherent risks along with evaluating business strategies for […]
CECL is Coming: Are You Ready? [CUNA Article]
The Credit Union National Association (CUNA) interviewed Douglas Winn for the May 2017 issue of the Credit Union Magazine, highlighting the Current Expected Credit Loss (CECL) model. The focus of […]
Best Practices in Credit Loss Modeling [Moss Adams Presentation]
Take a deeper look into Best Practices in Credit Loss Modeling through the presentation led by Douglas Winn and Matt Erickson at the 2016 Moss Adams Credit Union Conference. Financial institutions face […]
Proposed Risk-Based Capital Rule for Credit Unions [FHLB Des Moines Webinar]
On March 3, 2014, Wilary Winn discussed the Proposed Risk-Based Capital Rule for Credit Unions presentation in a webinar hosted by the Federal Home Loan Bank of Des Moines. The presentation provides […]