Auto Loan Delinquencies
Auto Loan Delinquency Trends Steady Overall, Rising for Millennials Released June 2019 Andrew Van Dellen, Financial Analyst This white paper is part of a continuing series highlighting credit trends in […]
CECL
CECL and Capital at Risk [White Paper]
MGIC and Wilary Winn co-presented a webinar on CECL and Capital at Risk on May 8, 2019. The presentation focuses on ways to preserve capital in an economic downturn through […]
TDRs Under CECL [White Paper]
Released October 2018 The timeframe is fast approaching for the implementation of the new Current Expected Credit Loss (CECL) standard, beginning with the early adoption period in the start of […]
OCC Insights Regarding CECL Implementation [White Paper]
Released October 2018 The magnitude of the changes required by CECL have created uncertainty regarding how to implement it. The Office of the Comptroller of the Currency (“OCC”) updated its […]
CECL Resource Center
Our CECL Resource Center includes information on implementing the new standard, including the advantages and disadvantages of the modeling techniques that can be used and the data you should be […]
Making the Business Case for the CECL Approach – Part I [White Paper]
Released December 2016 Attend any recent or upcoming financial institution conference and you will find considerable discussion and debate about the new accounting guidance related to the Current Expected Credit […]
Best Practices in ALM [WW University Presentation]
Inspired by client questions, we offered ALM Strategies as part of the 2016 Wilary Winn University. The content includes using iterative ALM analysis to improve risk-based pricing by explicitly quantifying credit losses, […]
Implementing CECL – [CUNA CFO Council Presentation]
Douglas Winn and Frank Wilary presented on Implementing CECL at the CUNA CFO Council on May 22, 2017. The presentation provides practical ways to estimate credit losses in full accordance with the […]
Asset Liability Management [Nebraska Bankers Association Presentation]
On November 3, 2016, Frank Wilary presented at the Nebraska Bankers Association on Asset Liability Management, concentrating on the balance sheet and identifying inherent risks along with evaluating business strategies for […]
CECL is Coming: Are You Ready? [CUNA Article]
The Credit Union National Association (CUNA) interviewed Douglas Winn for the May 2017 issue of the Credit Union Magazine, highlighting the Current Expected Credit Loss (CECL) model. The focus of […]